Here’s what you need to know:

• Property Features: Lenders will consider the value and condition of equestrian facilities, such as stables, arenas, and paddocks. The overall condition of the property and its suitability for equestrian use are key factors.
• Income Potential: Some lenders may assess the income potential of the property, especially if it’s intended for commercial use, such as a livery yard or riding school. This includes evaluating current or projected revenue from equestrian activities.
• Specialised Lenders: Equestrian property mortgages might be offered by lenders who specialise in this niche market. They are familiar with the unique aspects of these properties and may offer tailored products.
• Deposit Requirements: Deposits for equestrian properties can be higher than for standard residential mortgages, reflecting the specialised nature of the property and its market value